It may be noted at this point that the verse mentions those who pray by saying: رَ‌بَّنَا آتِنَا فِي الدُّنْيَا (Our Lord, give to us in this world...) which does not include the word, حَسَنَةً ; (good). This indicates that they do not care to have what is really good even in this mortal world, on the contrary, they are so drunk with their craze for material things that nothing short of a constant fulfillment of their desires would satisfy them. They just do not bother to check if it is good or bad, procured rightly or wrongly or what people think about them.

This verse extends a serious warning to those Muslims as well who prefer to pray for their material ends only even at the unique time of Hajj and at places so sacred, devoting most of their concerns towards that goal. There are many rich people who themselves pray, or request others they hold in esteem to pray for them, not for deliverance from the accounting of the Akhirah آخیرہ ، but for increase in their wealth, growth in business, and for other worldly concerns. There are many who, by their profusion in waza'if وظایف and nawafil نوافل (voluntary acts of worship), come to believe that they are very devoted, pious and special. In reality, hidden behind this facade is the same love of the mundane life. Then, there are respected people who maintain relations with pious elders of their time, as well as show their regard for deceased saints and walis اولیاء ، but the prevailing aim of such relationships is the vague hope that their دعاء and ta'widh تعویذ (prayers and spiritual charms) will work for them, worldly hardships will stay away, and their belongings shall be blessed. For such people too, this verse has special instructions. Stressed here is the fact that this whole affair rests in the hands of Allah who is All-Knowing and All-Aware. Everyone must assess his or her deeds, specially the intention behind whatever is done during the Hajj or Zia-rah زیارہ ، which includes all وظایٔف waza-'if, nawafil, du 'a- and salah.

Then, towards the later part of the verse, Allah Almighty refers to His virtuous and favoured servants - may be some of them are less prosperous in a material way - by saying:

مَّن يَقُولُ رَ‌بَّنَا آتِنَا فِي الدُّنْيَا حَسَنَةً وَفِي الْآخِرَ‌ةِ حَسَنَةً وَقِنَا عَذَابَ النَّارِ‌

And there is another among them who says: "0 our Lord, give us good in this world and good in the Hereafter and save us from the punishment of Fire."

The word, (hasanah حَسَنَۃ) used here is inclusive of all that is good, inwardly or outwardly. For instance, hasanah حَسَنَۃ or 'good in this world' shall include personal and family health, increase and benedictory sufficiency (barakah بَرَکَۃ) in lawful livelihood, the fulfillment of all needs, virtuous deeds, desirable morals, beneficial knowledge, honour and prestige, strength of faith, guidance into the straight path and perfect sincerity in ` ibadat عبادہ . Similarly, hasanah حَسَنَۃ or 'good in the Hereafter' shall cover everything from the Paradise, with its countless and endless blessings to the pleasure of Allah Almighty and the privilege of seeing Him.

In short, this du` a دعاء is a compendium of all prayers in as much as it encompasses the entire range of man's worldly and other-worldly objectives. Apart from enjoying peace in the world, and peace in the Hereafter, the verse, refers in the end to the safety from 'the punishment of Fire' as well. It was for this reason that the Holy Prophet ﷺ used to pray with these words very frequently:

رَ‌بَّنَا آتِنَا فِي الدُّنْيَا حَسَنَةً وَفِي الْآخِرَ‌ةِ حَسَنَةً وَقِنَا عَذَابَ النَّارِ‌

Our Lord, give us good in this world and good in the Hereafter and save us from the punishment of Fire.

It is masnun to make this prayer particularly while making tawaf. This verse also corrects those ignorant dervishes (so called mystics) who think that real ` ibadah عبادہ lies in praying for the Hereafter alone and claim that they do not, on that count, care much about the mortal world. In reality, such a claim is false, for man depends on fulfilling his worldly needs not only for his life and sustenance, but also for performing the acts of worship and obedience. Without these, serving the objectives of faith would become impossible. Therefore, the blessed practice of the prophets of Allah has been that they prayed to Allah for the good of both the worlds. One who thinks that praying to Allah for the fulfillment of his worldly needs is against the norms of piety and spiritual dignity is unaware of the great station of prophet hood, and ignorant of man's own role in this mortal world. So, what is required is that one should not focus all his attention on his material needs as if they were the very purpose of life, but he should, along with it, show far more concern for what would happen to him in the Hereafter, and pray for it.

In the concluding part of this verse, the end of the other class of people who pray for the good of the dunya دنیا (mortal world) and akhirah آخِرَ‌ةِ (Hereafter) both has been stated by saying that they will be rewarded in both the worlds for their correct and righteous conduct and for their prayers. Following that, it has been said: وَاللَّـهُ سَرِ‌يعُ الْحِسَابِ (And Allah is swift at reckoning) because His all-pervading knowledge and most perfect power is sufficient to assess the life-long deeds of each and every person who ever breathed in His creation; for this He needs none of those computing mechanisms and means on which only man depends. So, the time will soon come when He shall make man account for what he did, and it will be on the basis of that accounting that he will spread out His reward and punishment.